Develop a Software to Manage A Saving and Credit Cooperative

SACCO Software In general the software should have the following features are available: Membership and Customer Details Remittance Management Loan and Share Management. Front Office Customer Service Some versions have Fixed Deposits, Standing Orders and Teller Services Member Specific Reporting and Standard Reporting Ledger Accounting. Budget Accounting. Data Imports and Exports from Microsoft Excel or text files. Un-Limited User Customizaion. The system should be a real time integrated system which means that loans, shares, statements, income and expenses and all accounting are updated immediately. You should get your results immediately not at any period end. It is easy to use and very customizable such that all your requirements will be met. Highlights Members and Customers Captures all legal and statistical details. Captures next of kin details. Captures all other references e.g. property documents, title deeds with no limit to what you would require the customer to represent. Captures passport photos and signatures. Allows you to include advisory, instructions or any notes to a member or customer. Can block,black list or restrict members and customers. Products - Loans, Shares and Savings Gives standard controls and parameters to define products. Allows you to create your own controls. Allows you to define unlimited product types. Allows you to design products the way you want including interest rates, maximum and minimum amounts, standard insurances and other commissions and charges. Data Representation Remittances can be exported and imported through Microsoft Excel or Text Files Automates regular charges, standing orders, loan penalties and any other user required automation. Easy in data entry and allows storage of recurrent and repetitive transactions so that they are used again without re-keying. This saves time and ensures accuracy. Has all standard reports including those requested by regulatory bodies. Can Import and export data to Microsoft Excel, Word, Internet, Acrobat and universal rich text format. Unlimited number of standard and customizable reports. No Limit in number of users, members, customers, accounts, or transactions. Has immense audit control on all records including creation date, modifying date, by who and when. Does not limit you in the amount of data, both current and historical that you can store. Results Produces statements for members and customers that can be printed or saved as word excel web pages and acrobat files to be sent via e-mail. Allows you online inquiries on balances, history and statements. Gives loan loan/share statements that can have your logos implemented. Allows special reports to print slips on special printers like the 60 0r 80 mm roll printers.