Loan software - repost

Avg Bid (CAD)
Project Budget (CAD)
$250 - $750

Project Description:
I need software to be written for a PayDay loan company. The features I need are as follows:

Payday Loans & Check Cashing

One Screen Processing
Quick Add Customer Form - Collects basic customer information for faster processing.
Loan Renewals/Extensions - enter number allowed during setup
Automatic principal reduction after a specified number of renewals.
User Friendly Enhancements:

Set individual customer credit limits
Set loan maximum & minimum values
Fields auto populate based on default settings established during setup - these can be overwritten during loan process
Late Fees are auto calculated, flat fee or percentage based.
Ability to calculate Loan & Lien fees (Flat Fee or Percentage)
Several contracts are included or can be customized based on your needs.
Signature Pad support (view details of Hardware Integration here)
Reprint contracts at any time
Built-In Report Designer so you can create & modify reports specifically to fit your needs.
Deposit loan funds into customer's bank account, if ACH service is enabled.

Automated Underwriting. Deny or approve a loan automatically after entering application information. The system will automatically set a loan limit based on the information entered.

For a sample of what I am looking for - download Cash Advance Pro.

Skills required:
PHP, Software Architecture
About the employer:
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