Create a website with /directory to be used as business directory for local area only.
And /classifieds and it will be used for local area only in the USA.
The home page for the site we will design it. we just need to add to the to our site those two options.
You need to install the Business directory and the classifieds with two deferent DB.
We have our own hosting with cpanel we want you to use wordpress themes and php with mysql
(You can use the free wordpress classifieds themes like the 2nd one on this link
http://www.latestwp.com/2011/04/22/8-best-classified-wordpress-themes/ or if you have better one will be good! )
Do the same with the business directory.
We want you to install it in our hosting and give us the access to the admin with the username and pass to manage it.