Isaac K.

It is interesting as to the numerous ways that one pays his/her debts. Numerous strategies have been formularised depending on the magnitude of debt one is in. We will start off with the most common method of getting out of debt that was advocated for by Dave Ramsey. It is known as the snowball method. This method advocates for paying off the smallest debts first. The driving force behind this idea been that if one is able to pay off the small debts, then the individual builds up momentum and is motivated