Maths algorithm Formula's for 18 Mortgage & Financial Calculators - URGENT!

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Project Description

We have 18 Mortgage & Financial CALCULATORS that we require the mathematical algorithm formula's for to assist with some calculators we are doing.

You should have a great understanding of finance and all the principals envolved, this will be expected to take no longer than a few hours to complete as you will be working directly with our developers.

A total 18 different types of mortgage and financial calculators are available.


1. Basic Loan Repayments
A simple calculator to compare 4 loan scenarios: 2 different interest rates and 2 different terms

2. Bi-Monthly Repayments
Some people choose to pay half of their monthly repayment each fortnight. This in effect gives you an extra repayment every year. You'll be surprised how much time and interest you can save.

3. Comparison Rate
This comparison rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate.

4. Complete Loan Comparison
Compare two different loans with honeymoon rates, upfront fees, monthly fees and discharge fees.

5. Extra Repayments
See how much money you can save when you make extra repayments throughout your loan. How many years can you cut off?

6. How Long to Repay
Set the amount you'd like to pay per period and calculate how long it takes to pay off your loan.

7. How Much Can I Borrow
Find out the amount you may be able to borrow based on your income, expenses and number of dependants.

8. Lump Sum Payment
What will be the effect on your loan if you pay off a lump sum. The sooner you pay it the more you can save.

9. P & I / Interest Only
Dual calculator that shows a Principal & Interest loan or just an Interest Only loan.

10. Remaining Balance
Check out the exact amount remaining on your loan at any given year.

11. Reverse Mortgage
Use the equity in your home to receive a lump sum or a periodic payment.

12. Stamp Duty
Stamp duty, Mortgage Registration Fees and Transfer Fees in each of the states and territories.

13. Split Loan
A split loan will allow you to fix a percentage of your loan over a period of time. Part of the loan will be at a fixed rate, the other part at a variable rate.

14. What Can I Afford to Borrow?
Using what you are currently spending on rent and other surplus cash, your borrowing amount is based on what you can physically afford to pay towards a loan.


15. Achieve My Savings Target
Do you have something important you'd like to save for? Find out how much you need to save periodically to get there.

16. Budget
Input all your incomings and outgoings to see if you are in surplus or have a shortfall.

17. Income Tax
What's your net income?

18. Lease
Calculate your payments in advance or arrears.

19. Savings
Watch your interest grow as you save over time.

This is required right away, people from anywhere can apply as long as you can do it!


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