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Xcart 4.4.5 Not showing credit card fields on checkout

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Project Budget
$30-$250 USD
Total Bids
17
Project Description

I have 2 issues with my new 4.4.5 install of xcart

First:
I'm not finding anywhere that I can enable/disable the Credit Card types allowed by the store. Typically this would be under 'settings' ->' Credit card types'

Second:
I'm not able to get the credit card fields to show on the checkout
[url removed, login to view]

I'm using Innovative E-Commerce which works the same as [url removed, login to view] AIM. It should have the credit card fields right within my checkout flow, not redirecting a customer off the site which is why I'm confused.
[url removed, login to view]

My current site works this way (4.1.9)
[url removed, login to view]
And according to the details on the version of Xcart, it should do the same. (4.4.5)
[url removed, login to view]

But instead on getting the message
"After submitting your order you will be redirected to CC gateway secure site, where you will be prompted to enter the necessary CC info. When you finish your transaction, please press Finish (Continue) button to return back to the shop."

And if I hit continue to pay using Innovative I get to this page
[url removed, login to view]
Which says "Your order is being placed. Please wait..." and nothing happens ever.

I have disabled the default Credit Card Payment and setup Innovate as a new one with my account details.

I also also gone through this page to do any further setup
[url removed, login to view]:Configuring_Payment_Methods_in_X-Cart_4.4.0-4.4.5#Payment_methods_providing_online_payment_processing

I am looking to hire someone who is not going to hack together a solution. Xcart is suppose to do these thing by default and for whatever reason they are not working. I'm looking for someone to get the correct default code back in place.

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