INTERNATIONAL MICROFINANCING IN ARMENIA: CONDITIONS AND BASIC APPROACHES ON DEVELOPMENT
Developing micro – financing will be possible and progressive by creating quickly enough necessary preconditions for functioning the micro-enterprises and individual, private entrepreneurship - the two main directions of small business.
Micro - financing, as a rule, happens to be directed to those layers of the population which have low incomes or socially are not protected, but at the same time are economically active and at presence of the starting capital are capable to organize own business. In less developed countries the sector of micro - business provides with workplaces from 30 % up to 80 % of economically active population.
Presence of the advanced infrastructure on granting/investing micro-financial services can improve essentially as a social status of wide layers of the population, and considerably, promote economic growth, in particular, less developed countries with transitive economy.
It is obvious, that micro - financing stimulates to creation of necessary preconditions for development of small business and formation of middle class of businessmen that is the important condition of political, economical and social stability of the states.
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