excel morgage payment formula

Cancelled

we have a morgage spread sheet that can be run for different senerios ie different payment amounts different interest rates etc

so all columms are formulaised for this effect

except cannot work out how to formulise columm j capitol payments

This calculation should be a standard accounting one for a repayment or captial and interest mortgage...ie the monthly payments have a component of interest which is I and capital repayments which is column J. There is a formula for calculating this which we think is based on the interest charging balance of column F, adjusted for the number of months in the mortgage etc

This may be complicated in this instance because the interest rate column C only applies to anything over £30,000. The interest rate for the first £30,000 has miras which is a old uk discount allowance which starts at 25% of column C,

please dont bid if you dont have the answer to this as this is what the job is

ie to correctly formalise that columm J

Skills: Accounting, Data Processing, Excel

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( 3 reviews ) torquay, United Kingdom

Project ID: #287622

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MAnkita

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