See attached word do for details of what is required in the model.
The business is a peer to peer lending facilitation model.
The way it works is we provide the platform through which investors/lenders can lend money to people who want to borrow money. We evaluate whether someone is suitable for a loan and if the borrower is approved we then put the loan into our “market place”. Investors/lenders can then lend some or all of the money to a borrower. A borrower may end up with multiple people providing funds to make up the loan amount.
In return for providing facilitation services we take a portion of the loan interest. For example we will take 4 percentage points i.e. if the loan is earning 15 percent interest we will take 4 percent and the investor will get 11 percent.
We will also charge the borrower a loan establishment/origination fee. This will be a one off fee of between 1 and 5 percent of the loan amount.
The advantage of the model is the investor gets a better rate of return than if they were to put their money in the bank if they spread their money across multiple borrowers and the lender gets a competitive interest rate.
There will also be a secondary market place for lenders to on sell their loans in a second hand market space we facilitate.
We would like someone to create a financial model which is designed in such a way as to allow us to change key variables easily so we can see the viability of various scenarios.
22 freelancers are bidding on average $455 for this job
I am offering my services against your esteemed work. Great quality work will be provided to you in order to create and make long term relations on the basis of commitment, your problem solution and satisfaction.
Hi. I'm an Excel Pro developer and I've been doing those kinds of models for top companies as part of KPMG Big4 firm. Let me know if you need my help. Regards.
My current aim is to establish myself as one of the most reliable providers and I believe that the only way to achieve this is by Buyer Satisfaction. Miss Flora