Calculate Mortgage Loan APR

This project was awarded to armujahid for $15 USD.

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I need a very simple and clear javascript function that accepts 4 parameters( interestRate, numberOfPayments, paymentAmount, loanAmount ) and returns a number with 3 decimal places(ex: [url removed, login to view]).

The code should be well commented with well thought out variable names. No globals, 2 space indents(no tabs!), standard best practices, and unit tests would be great although not required.

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