Gold loan management software should includes the following features
Auto Loan Number generation with barcode.
Manage Different Loan Schemes. Shecme-
Muliptiple interst rates as per no of days
EMI -Compound Interest
Manage loan officer, agent information, agent commission
LTV calculation as per RBI guidline.
Auto calculate loan amount based on pledged item’s valuation
Facility to add loan rejection note/remark, loan pending note.
Loan installment schedule
Loan installment schedule with payment details, late fee, processing fee, cheque return charges.
Instant Loan Aproval System.
Pledged item Management :
Add Pledged item’s weight, qty and remarks, with each item market valuation.
Manage items through barcode facility
Gold Stock Master, Search items by item-code, by loan-no, collection date.
Online Gold Rate RSS Feed, Daily update of market rate.
Daily Gold Stock Movement Statements
Daily Branch wise open and close statement
Branch wise and consolidated receipt and payment statement
Subscriber wise loan payment registers.
Outstanding report Branch wise, Subscriber wise.
Subscribers Welcome letter, Agreement
Loan Statistics/Summary : Total Paid Amount, Remaining Principle Amount, Interest paid.
Send birthday and anniversary greetings to subscribers.
Centralized Robber List management
Journal Voucher, Receipt Voucher, Payment voucher, Contra Voucher
Accounts, Accounts Ledger .
Export to XML.
Cash in hand
Profit and loss statement
Send Intimation to Subscribers
Send SMS/Email to Subscriber
Communicate with different branch staff & management.
multiple branch facility and control over
100% source code, copyright
#no prepayment or milestone , once completion of the project we give 100% payment..