I require assistance in setting up a web site for a new payday loan business. I will require some recommendations on what hardware and software is required to be purchased by us to run the site properly and securely. This is a new venture, starting from scratch so I am open to using any language type as long as the completed site can be easily updated (CMS) and duplicated if required later with a new theme for another domain name. Our aim is be a leader in the payday loan business situated in Australia. We have a number of suitable domain names registered. We also aim to be a leader in offering our customers the most time efficient methods of conducting transactions with our company through the latest technology. To become a customer they need to be verified by completing an online application form and if approved for a loan, they will need to successfully repay their first loan via direct debit deductions from the customer's bank account on or immediately after their pay day. A main feature of our business will be, for their second and subsequent loans, we will offer the qualified customers, pre-paid debit cards that will be sent by post with a $[url removed, login to view] opening balance. The customer will be able to load the debit cards with funds from our website 24hrs a day, 7 days a week, in an automated fashion to a pre-determined credit limit not exceeding AUD$[url removed, login to view], subject to the customer meeting acceptable repayment criteria. The customer will need to confirm the loan amount and agree to the lending terms. The customer will be able to do this by logging into our customer login area via his/her mobile phone. Once the customer completes the request an automated sms & email needs to be generated to confirm the request and to confirm the transfer of the funds to the debit card. An SMS/email needs to be generated at critical reminder times nominated by the business such as the day before the repayments are due and when funds are received or outstanding. The back-end needs to support all of these functions and as well as alert the business to any anomalies with a customers account such as failed repayments or failed funding requests. Reports will need to be generated for each customer with details of each transaction and all charges applied to the account in the form of a statement. Reports will also need to be generated by the owners to get a clear picture of how the business is performing. Security of the website and customer account details are paramount. I have a website address for you to view [url removed, login to view] for some good ideas. Can you submit a price and pmb me for further information.