Kenyan SMEs SaaS Financial Management Platform

We are building a SaaS financial management platform for Kenyan SMEs that converts M-Pesa and basic bank transaction data into structured bookkeeping, financial reporting, and tax-ready outputs. The system must automatically ingest transaction data (CSV/PDF), normalize it into a unified ledger, and provide core accounting functionality such as automated categorization, cashbook generation, profit and loss statements, expense tracking, and exportable financial reports. The primary goal is to give informal and small businesses clear visibility into their cash flow, profitability, and tax obligations without requiring traditional accounting expertise. The platform must be designed as a scalable two-phase architecture. Phase 1 delivers the core bookkeeping and tax preparation engine, including transaction processing, reporting, basic forecasting, and auditability. Phase 2 is not part of the initial build, but the architecture must support it, adding invoice tracking, supplier management, payroll insights, business health dashboards, debt monitoring, and multi-business support. The system should be API-first, mobile-friendly, and built with financial-grade data integrity so every transaction is traceable and reports are consistent and reliable. But first, tell me what your favourite fruit is as the first comment when you write to me.

Project ID: 40467195