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Flag of ROMANIA
ramnicu valcea, romania
It's currently 10:46 AM here
Joined February 1, 2013
0 Recommendations

Elena D.

@elenadascalu

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Flag of ROMANIA
ramnicu valcea, romania
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APPRAISAL

Serious and result oriented

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Experience

Collateral Officer

Raiffeisen Bank SA
Jul 2008 - Jan 2013 (4 years, 6 months)
- Selection of the property to be constituted as collateral - Appraisal of the properties proposed as collateral - Opinion regarding the collateral in a loan application - opinion regarding the collateral in the event of a loan expiration and the potential danger of collateral deterioration - Verifying appraisals done by other assessors - Support in the initial stages of negotiation in order to structure specific collateral for the loan application

Loan Administration officer for SME and Corporate

Raiffeisen Bank SA
Nov 2003 - Jun 2008 (4 years, 7 months)
- Maintaining the concordance between the credit manual of the bank and the laws that are applicable - Cooperating with the Central Administration and the Administration Department in order to structure credit transactions - Monitoring the credit portfolio and assures the conformation of the criteria for credit granting with the banks' terms - Recommendations regarding arguable loans and insecure loans with payments overdue - Maintaining a correct monitoring and reporting system regarding th

Referent

International Bank of Religions Bank in bankruptcy with Appointed Executor Reconversie si Valorificari Active SA- Central Administration
Feb 2002 - Sep 2003 (1 year, 7 months)
- Drawing out reports for syndic judge - Bookkeeping the VAT of the bank and keeping record of the Bank' s creditor mass - Verifying, processing and centralizing balance sheets - Correcting possible wrongful operations in the transitory accounts of the bank for which I'm responsible - Drawing out and reviewing reports regarding the evolution of the creditors mass, reports requested by the Bank's Executor - Maintaining relations with service providers and international clients -

Education

Master in Financial and Banking Management

Universitatea 'Constantin Brâncoveanu' din Pitesti, Romania 2005 - 2007
(2 years)

Foreign Affaires

Academia de Studii Economice din Bucuresti, Romania 1999 - 2003
(4 years)

Qualifications

Banks Marketing and Management

Romanian Banking Institute
2004
Specialization in Bank's Marketing and Management

Best collateral officer

Raiffeisen Bank SA
2010
Award for the best collateral officer in Romania

Assesor

ANEVAR
2008
Evaluation of mobile properties

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Certifications

numeracy_1.png Basic Numeracy 1 94%
us_eng_1.png US English 1 88%
freelancer_orientation.png Freelancer Orientation 1 80%
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