166245 Finish off Oscommerce install

I have a new Oscommerce installation. The site is up and running but I have three problems, probably all related. I think they are tiny small but for me to find a solution is likely uneconomic. Issue (1) I have the following error message on my main admin panel: Error: Catalog images directory does not exist: /home/*******/public_html/images/ Issue (2) Payment install page has, instead of the payment modules that I should see the following message: Module Directory: /home/*********/public_html/includes/modules/payment/ Issue (3) Banner mangement: I was working from a template system that already had banners loaded. I removed them all but after doing so on the banner management page I now get the following message: 1064 - You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '-20, 20' at line 1 select banners_id, banners_title, banners_image, banners_group, status, expires_date, expires_impressions, date_status_change, date_scheduled, date_added from banners order by banners_title, banners_group limit -20, 20 [TEP STOP] A fast fix would be very handy as I have a little work for the site to be getting on with. Thanks.