Online payment systems for nonprofits jobs

Need to move from odoo online to odoo community edition

...system should include these traditional ERP features. - Bidding Module: This module is crucial. I require an intuitive, user-friendly system for creating and managing bid requests. The system should display bid status and progress accurately and in real-time. Moreover, automatic notifications of bid results are essential for the smooth functioning of the module. Design Preferences: - The design of the bidding module is paramount. It should be clean, minimalistic, and modern. I'd also like some customization options available for the design to suit our company's branding and aesthetics. Ideal Skills: - Proven experience in developing complex ERP systems. - Prior experience in creating bidding modules would be highly advantageous. - Strong understan...

I’m looking for a WordPress specialist to develop an e-commerce website for selling digital products. My customers should be able to browse the products with ease, add them to their digital shopping carts, and make payments securely and effortlessly. The site will be the face of my business, hence it should not only be functional but also visually appealing and user-friendly. Key features: - An easy to navigate product showcase - Shopping cart functionality - Secure PayPal and Credit Card payment integration. Ideal candidates are those who: - Have extensive experience in eCommerce website development, specifically on WordPress - Have successfully completed similar projects - Are familiar with the integration of PayPal and credit card payment systems...

My project requires a proficient writer or analyst who can effectively generate a final report that primarily focuses on documentation of the project. This meticulously worded document must specifically feature the conclusions and findings from the project. The areas accounted for in this analysis should ideally include: • Operational Effectiveness: The final report should contain a comprehensive evaluation of the systems in place during the project. • Relevance to Project Goals: It would be crucial to assess how well the project processes have aligned with, and contributed towards, our predefined goals. Ideal candidates would possess substantial skills in business analysis and report writing. Experience with project management and evaluation will be beneficial. A...

...administrative tasks for a part-time role. The primary focus will be on efficient email management. The ideal candidate will need to effectively perform the following tasks: - Act as the first point of contact with my customers. - Efficiently respond to customer inquiries via email. Skills that would make a freelancer successful in this role include: - Previous experience in a customer service or administrative role. - Excellent communication skills. - Experience in customer inquiry response. - Familiarity with email management tools and systems. - Ability to work independently and efficiently. - Strong attention to detail, - High level of organization. As this is a part-time role, having a flexible schedule will be a considerable advantage. Please apply if you feel yo...

I need a specialized professional capable of integrating the fingerprint device ZKTeco K14 with Odoo 15 EE on odoo.sh. The targeted application for this integration is: - Attendance tracking, with a special focus on check-in and check-out tracking. Once the system is integrated, the generated data should be effectively converted into: - Detailed reports within Odoo 15 EE., which will greatly enhance our ability to monitor and manage resources. Ideal skills and experiences for this project would include: * Deep understanding of Odoo 15 EE and its attendance tracking functionalities * Experience with ZKTeco K14 device or similar biometric devices * Proven track record in biometric device integration with Odoo * Experience in converting attendance data into comprehensive...

...devices. - Support Bluetooth Low Energy (BLE) and Bluetooth Classic. - Have a simple, user-friendly interface. The freelancer for this job should ideally: - Have experience with Bluetooth technologies, specifically BLE and Classic. - Be comfortable working across iOS and Android platforms. - Have a portfolio of relevant apps they've worked on previously. - Be able to deliver a secure and user-friendly interface. I am looking to create an app for Android and iOS smartphones which uses Bluetooth or BLE technology, or similar technology, to transfer and receive small packets of data wirelessly between mobile phones, or cell phones, of the same and differing operating systems in a Mesh Network. There would be multiple users of the app within a 30 metre radius loc...

...capabilities to an existing WEBRTC-based video conferencing system from Github. This extension will be specifically designed for my PHP-based social networking site. In addition to these features, the live broadcasting system must function seamlessly with the existing structure of my PHP social networking site: 1. User Authentication for Broadcasting: The broadcasting system should allow user authentication to secure the broadcaster's channel. 2. Push Notifications for Live Streams: When a host initiates a live broadcast, a push notification should be delivered to followers or subscribers. Ideal freelancers for this project have a solid grasp on PHP, WEBRTC broadcasting systems, and social networking platform integration. Familiarity with Git...

URGENT I'm in need of an experienced Laravel web designer to modify an online casino for added features and functionalities (10+ pages). The main purpose and color scheme of the website will be decided as we move forward with the project. Ideal Skills: - Expert in Laravel - - Experience with large, multi-page websites - Can work with vague initial guidelines - Strong communication skills to help in defining the website's purpose and color scheme.

I'm looking for a skilled MERN developer to assist in setting up a node.js server with a focus on user authentication. Key Requirements: - Implement a solid user authentication system within the node.js server - Ensure the authentication system is secure, scalable, and fully functional - Integrate the node.js server seamlessly with the rest of the MERN stack Ideal Skills: - Strong experience with MERN stack - Proficiency in node.js - Expertise in setting up user authentication systems - Ability to deliver high-quality work promptly Timeframe: - The project is ready to start immediately.

...professionally designed Wix website for my dental practice. Primary features of the website are: - Appointment booking system: A calendar integrated system allowing patients to book appointments online. Moreover, the system should provide automated reminders and allow multiple service selections. - Landing page for advertisement: promotions and special offers. It should also include an integrated calendar displaying available appointment slots for potential patients to book directly from the page. Lastly, a section for contacts and leads is required. Ideal candidates for this job are those adept with Wix platform and have previous experience in similar projects. Strong understanding of user interface and web design along with knowledge of boo...

I'm looking for a skilled developer to create a comprehensive desktop application to assist with payroll and company management. The ideal candidate for this project should have: - Proficiency in desktop application development, with a specific focus on Windows OS - Expertise in creating systems with robust employee management capabilities - Experience in payroll processing and tax calculations Key Features: 1. Employee Management 2. Payroll Processing 3. Tax Calculation 4. ESI, EPF, LWF Calculation Your main task will be to design and implement a user-friendly interface that makes it easy to manage employee information, process payroll, and calculate taxes efficiently. The application should also be able to handle ESI, EPF, and LWF calculations. Please note,...

I'm looking for a professional secretary to manage and handle all of my phone calls using our dedicated phone system software. The selected candidate must be highly organized, courteous, and must be able to handle high volumes of calls in an efficient and effective manner. Key Responsibilities: - Answering phone calls -Making appointment on our software program. -Helping employees with their schedules. - Taking clear and concise messages on my behalf when necessary. Ideal Skills and Experience: - Previous experience as a secretary or in a similar role - High level of professionalism - Excellent verbal communication skills - Proficient with phone system software - Detail-oriented and superb organizational skills This position does require English language skills, knowle...

I'm looking for an experienced developer who can help me add a "Report Phishing" button to my Microsoft Outlook and Office 365 client. This button will allow users to report phishing emails directly to an API. Key Requirements: - Development of a 'Report Phishing' button in the Outlook interface. - Action: Determines if emails is from us (simulation). If yes: our simulates phishing security test come with a special SMTP header. The add-in contacts us servers to record the action of the user in our admin console. Then, the emails gets deleted from the user's inbox. If not: the email could be a legit email, ould be spam or a real phish. The email is sent directly from the user's email client yo our admin consol. Then, the emails gets deleted from...

I'm in need of an expert in Pinescript and Amibroker Formula Language who can work on TradingView platform to code my trading strategies. Specifically, this includes two distinct strategies: 1. Demand and Supply Strategy 2. Breakout Strategy I have a specific set of rules and conditions for both of these strategies which I will share with the successful bidder. You should have a deep understanding of trading systems and strategy design, and demonstrate proficiency in Pinescript. The ideal candidate should have a record of delivering successful and effective coding projects within TradingView. Understanding of financial markets, specifically in the context of demand-supply and breakout strategies, will be crucial.

Our Wordpress website has been experiencing issues with sending emails. We are looking for an experienced professional to help us resolve this problem and ensure our website is fully functional. Key tasks include: - Diagnosing and fixing the current issue causing emails not to be sent from the website. - Ensuring all email settings are optimized and working correctly. Your experience with: - Troubleshooting issues with Wordpress websites, particularly in relation to email functions. - Knowledge of email systems and how they integrate with website platforms. Ideal candidates should have: - A strong understanding of Wordpress and its email functions. - Proven experience in troubleshooting and solving issues with websites. - Excellent communication skills to guide us through...

I'm looking for a professional who can assist in the successful installation of Open Journal Systems (OJS) on share hosting system without any errors. Key responsibilities include: - Setting up OJS on a Linux environment, ensuring it runs smoothly - Configuring OJS to work correctly under the Linux operating system Ideal skills and experience for this job would include: - Proficient in Linux system administration - Prior experience with OJS installation - Strong communication skills to provide clear guidance on the installation process. one day job . work will only release when project complete without any error

I'm seeking an experienced web developer to implement certificate management functionalities for my PKI/SSL/ACME project. Key Responsibilities: - Implementing certificate management functionalities within the PKI/SSL/ACME setup of the website - Ensuring that user certificates are managed efficiently and securely - Working with SSL/TLS protocols and ensuring they are implemented correctly Ideal Skills: - Proven experience in web development - Proficiency in PKI/SSL/ACME - Strong understanding of SSL/TLS implementation - Knowledge of certificate management - Attention to detail and ability to create secure and efficient systems.

The objective of this task is to evaluate the understanding of students on distributed consensus algorithms and their ability to apply them to solve real-world scenarios. Through these questions, students can demonstrate their knowledge of the Paxos and Raft algorithms, their ability to...students on distributed consensus algorithms and their ability to apply them to solve real-world scenarios. Through these questions, students can demonstrate their knowledge of the Paxos and Raft algorithms, their ability to analyze scenarios, and their problem-solving skills in designing and implementing distributed systems. Additionally, the assignment can assess students' ability to evaluate the trade-offs between the different algorithms and determine which one is better suited for ...

I am having trouble configuring my TP Link Omada and facing some connectivity issues. I'm unsure if these problems are related to specific devices or the entire network. I am mainly requiring assistance with advanced configuration settings. Ideal Skills/Experience: - In-depth knowledge of TP Link Omada systems - Experience in diagnosing and troubleshooting connectivity issues - Expertise in advanced network configuration settings Please provide a clear plan on how you will identify and address the issues. I prefer structured and efficient troubleshooting approaches. Your expertise will be key in resolving my networking challenges.

I am currently experiencing issues with my ESP32 code for a GNSS u-blox module and radio. Specifically, my system’s functions are crashing, predominantly during the data transmission process. The result is the configurations I set have incorrect data, which I need to be rectified. The freelancers interested in this project should ideally have the following skills: - Proficiency in using the ESP32 chip - Experience with GNSS u-blox modules - Familiarity with radio communication systems - A proven record of debugging and fixing complex technical problems check the file attached to see the 8 tasks to be fixed, also may there is a few more.

I am looking for a specialist to design and implement a water level monitoring system specifically for the water tanks present within moving vehicles. The ultimate aim of this system is to ensure an adequate and consistent water availability via continuous monitoring. Key Features and Requirements: - ​​The system should provide visual alerts on a dashboard and in case of low water levels, alerts must be generated. - This will require a familiarity with employing appropriate sensors, embedded systems, microcontrollers storing data in cloud, LoRa WAN, SIM communication and designing intuitive user interfaces for non-technical personnel. Ideal Candidate: - Experience in the design and development of monitoring systems., industrial grade embedded system, ...

I need a custom bot that can operate within ChatGPT, utilizing my custom PDF resources to provide accurate and relevant responses. Key Requirements: - The b...respond to complex, multi-sentence questions, and not just simple keyword-based ones. Ideal Skills and Experience: - Experience in developing chatbots and familiarity with ChatGPT. - Proficiency in creating and implementing systems for data retrieval from PDF documents. - A strong understanding of natural language processing and the ability to create systems capable of understanding and generating complex, full-text responses. I need the bot to be able to provide accurate and relevant responses, so it's important that the freelancer who works on this project has a keen eye for detail and a solid ...

Requirements: 1. Analyze and understand how the code works 2. Setup environment and run all the microservices and frontends 3. Figure out how to add a channel

...needs to efficiently manage candidate profiles, applications, and communication. - Job posting: A user-friendly interface for posting job listings, including editing and removing listings as needed. - Resume parsing: Ability to automatically parse and extract key information from resumes to streamline the recruitment process. - ATS: Incorporation of an Applicant Tracking System (ATS) to manage the hiring process from initial application to final placement. Platform and Integration: - The primary platform is desktop, so experience with desktop application development is essential. - While I haven't specified integration needs, experience in linking software with other systems would be beneficial. Ideal Skills: - Proven experience in developing desktop applications, p...

I'm seeking a skilled professional who can assist me in creating a precise plot plan and fence engineering plans for my upcoming steel iron fence. Key Responsibilities: - Develop a detailed plot plan for a wrought iron fence - Develop a detailed fence engineering plan Ideal Skills and Experience: - Proficiency in fence design and plot planning - Experience with wrought iron fence installation - Prior work with automatic gate systems - Creative flair for incorporating decorative elements without compromising privacy and security. Additional Information -Plans are needed to apply for a city fencing permit -Rough sketches of plot plan and fence design are attached below. Looking forward to collaborating with a freelancer who can bring my vision t...

I'm looking for a 3D Unity game developer who can improve a small game by adding more platforms and nature objects to the scene, adding extra enemies for combat, and including more pickups and powerups such as keys and other objects. The current gameplay experience is basic, however, I want to make the game more engaging and balanced with a smooth finish. A successful candidate for this project should be able to: - Expert in 3D Unity game development - Proficient in level design and balancing - Skilled at adding new game mechanics - Experience with implementing new enemy AI systems - Able to create and integrate new asset models - Has a good sense of game flow and pacing All the assets you will need are in the folder as well as the game itself. Also, t...

*(DATING and SOCIAL NETWORK WEBSITES )! I'm looking for a highly skilled and React.js developer who can expertly handle complex application development. Your responsibilities will include: - Frontend development: creating robust and efficient codes that will drive our web application. - User authentication: implementing secure protocols for signing in and maintaining user sessions. - Advanced UI components: building sophisticated UI features that dovetail effectively with user actions and responses. - Real-time data synchronization: making sure our user's data synchronizes in real time, ensuring a seamless user experience across devices. - Seamless integration with various third-party APIs, crucial for expansive functionality Ideal candidates should have...

As a fast-growing company, I need a professional well-versed in to streamline our boards and processes. This includes: - Establishing connections for our 'Leads', 'Scheduling', 'Patients', 'Reports', and 'Billing' boards. - Incorporating vital automations in our system such as task assignment, deadline triggers, document creation and reminder notifications. - Designing insightful dashboards namely, a Sales performance dashboard and a Financial dashboard. The ideal person for this job should have extensive experience and a proven track record in implementing and enhancing systems in monday.com. Their capabilities should extend to interpreting our company's needs into automated processes, and creating intuitive da...

I'm in need of a comprehensive presentation on the topic of IOT for generators, with a particular focus on the benefits of Teltonika Devices. The goal of this presentation is to educate and inform our management and decision-makers about the potential advantages and improvements that IOT technology can bring to our generator systems. Key Content: - The basics of IOT for generators: The presentation should start by explaining what IOT is and how it is being utilized in the context of generator monitoring and control. - Real-life applications and outcomes: It would be ideal to include some real-life case studies or examples of how IOT, specifically using Teltonika Devices, has improved generator performance and overall operational efficiency. Additional Notes: - T...

...Comprehensive experience in building authentication and authorization systems. - Knowledge of implementing role-based access control. 1 Registration Screen for Admin & User UserID Password Confirm Password FirstName MiddleName LastName Email Phone Sex Company Date Created Date Updated 2 Forgot Password Email 3 Change Password Old Pass New Pass Confirm Pass 4 Admin Dashboard Screen to manage Users and User Roles a. Admin User have permission to create an another user. Page #1 can be used. b. View of Users and Assign Roles, Permission. Status, Last Login, Date Created/Updated/Deleted. 5 Logs - Admin to view the logs of all the users - like when they logged in , what actions they did for audit purpose. Just a view ...

We are looking for an exceptional Team Lead to join our dynamic form builder project. We are seeking candidates who can bring an 11/10 level of expertise and leadership to the team. Responsibilities: - Lead a team of developers in designing, developing, and maintaining the dynamic form builder project. - Work closely with product manager to understand requirements and translate them into technical solutions. - Ensure the project adheres to best practices in software development, including coding standards, testing, and deployment processes. - Mentor and coach team members, providing technical guidance and support. - Collaborate with other teams to deliver high-quality software. Requirements: - Proven experience as a Team Lead or similar role in software development projects. - Str...

Dra...license their images, videos, and other personal trademarks. Key Features: - Licensing Module: This will be a system to allow public figures set and manage licensing terms for their likeness. - Communication Tool: This tool will allow public figures and their fans to interact within the platform. - Content Management : Public figures should have the ability to upload and manage their content easily on the platform. Ideal candidates for this project would have prior experience in building online marketplaces and a clear understanding of copyright licensing procedures. Strong knowledge in secure and efficient communication systems and content management setups is equally crucial. We need someone who can confidently build a user-friendly platform, address...

Upfront/Half payment for My Wizard Mom, this is for the first 11 illustrations.

I'm looking for an experienced freelancer to build a Linux-based Orthanc server for my project. The primary purpose of this server is to serve as a DICOM web viewer. and to be able to link it with the moodle plugin Key requirements: - Operating System: Linux - DICOM Web Viewer: The Orthanc server should function effectively as a DICOM web viewer. - Multi-User Support: I need support for multiple users with different permission levels. This involves detailed access control capabilities. I am using digital ocean Ideal skills and experience for this project: - Proficiency in Linux system administration - Prior experience with setting up and configuring Orthanc servers - Strong understanding of DICOM protocols and related technologies - Expertise in develo...

...Box (STB) emulator for Android. This emulator must include: - IPTV login capabilities - A billing system - Integration with Stalker portal I need the system to be highly secure, therefore it should incorporate: - Two-factor authentication to guard against unauthorized access - Encryption for protecting sensitive data Ideal candidates for this role will have experience specifically in STB emulator development for Android, as well as a good understanding of security measures such as two-factor authentication and data encryption. Knowledge in IPTV login capabilities, billing systems, and Stalker portal integration is essential. If you will also submit the link of IPTV player sample that you developed, it will help you to get this project asap. Ple...

...can take on a project that involves Mechanical, Electrical, and Plumbing (MEP) design for a new 3 level commercial building with all levels as open shells (floor plate). The following is required for this project- 1. Public domain civil 2. Hydraulics/plumbing 3. Storm water plans 4. Electrical design, power, communications and data (copper and fibre) 5. Mechanical HVAC 6. Fire services Key Responsibilities: - The Mechanical design will need to be optimized for a commercial space, focusing on HVAC systems, insulation, ventilation, and more. - The Electrical design will require a thorough understanding of commercial electrical systems, including lighting, power distribution, and potentially fire alarm systems. - The Plumbing design will need to...

I need a diligent individual to assist with meticulous data entry into less than 25 tables and slides. The data to be entered is a combination of text and numerical data which I will send. Ideal freelancer will have: - Proficiency in data entry with strong attention to detail - Proficient use of PowerPoint Your primary task will be to enter data and headings into already-created table/slide templates. Typical table will have three columns and 3-5 rows. See attached examples. Successful completion of this task requires precision and accuracy to ensure the information is captured correctly.

I am looking for an experienced developer to help me create a minimalistic PHP web app that can perform a few key actions - user registration, send email notifications and generate reports. Key Requirements: - User Registration: The app should have a simple user registration system. - Email Notifications: It should also be able to send email notifications to users. - Report Generation: The app needs to have the capability to generate reports. I'd like to gauge the freelancers' skills and competence based on their past work, so please include examples of your previous projects in your application. Ideal Skills and Experience: - Strong PHP development skills - Experience in creating user registration systems and handling email notifications - Familiarity with repor...

I need to develop a robust and reliable Bill Payment and Airtime Recharge system that integrates multiple payment methods and includes a user registration and login feature. Features should include: - A user interface for registration and login. - Support for debit/credit card payments, e-Wallet transactions, and bank transfers. The ideal developer for this project should possess: - Experience in designing secure login systems. - Excellent knowledge of integrating multiple payment options. - Proven experience in developing similar systems. - Attention to detail to ensure every transaction runs as smoothly as possible. Take up the challenge to help in streamlining how people pay bills and recharge airtime, book tickets, etc.

Business Plan and Pitch Deck for an online training business in the project management space. The business plan will have around 30 pages with the following structure: Executive Summary Business Profile Market Trends Market Size SWOT Analysis Competitors Analysis Sales and Marketing Plan Operational Plan Financial Summary Also, a pitch deck for investors with around 12 slides.

I'm currently looking for an English teacher to assist me in advancing my intermediate-level English skills. The ideal teacher would have a strong focus on grammar, as it's an area I feel I need to improve upon. Key Requirements: - Must possess a proven track record of teaching English to intermediate-level students - Ability to conduct classes online and ensure the same level of engagement and learning as in-person classes - Strong focus on grammar, and ability to explain complex grammatical concepts in an easy-to-understand way In your proposal, please outline: - Your experience in teaching English, especially at the intermediate level - Your preferred teaching methods and how you usually structure your lessons - Any relevant qualifications or certifications in...

...incident and provide discoveries. I'm interested in finding out the specific types of data the hacker acquired. • Ideal Candidate: I'm seeking a professional with experience in cybersecurity, digital forensics or a related field. Proven experience in similar cases, strong understanding of Facebook's security systems and knowledge about data privacy will be significant. Familiarity with Facebook's data types would be a huge advantage. Understanding the scope of this breach is significant for me. Your expertise would help me figure out protective measures to prevent similar future occurrences....

I'm looking for a skilled React.Js and Mongo DB developer to create a matrimony web app that includes user registration, profile creation and match recommendations. Key Features: - User Registration and Login: Users should be able to create accounts and log in securely. - Profile Creation and Customization: Users should be able to create detailed profiles with customization options. - Match Recommendations: The app should have a feature that suggests potential matches based on user activity. Design Preferences: - I would like the design to be 'Colorful and vibrant'. A modern, visually appealing and engaging design is crucial for a successful matrimony web app. Match Recommendations: - The match recommendations feature is an essential part of the app. It sho...

I'm in need of a skilled developer who can help me create an online system to replace the use of Excel sheets for data storage and calculations. The system will need to have: - Data Entry and Storage: It should be able to handle both numerical and textual data effectively and efficiently. - Automated Calculations: The system should be designed to automatically handle basic calculations such as summations and subtractions. To ensure the system is user-friendly and can handle our basic data management needs, you must have a solid understanding of relational databases and be proficient in web application development. Experience in designing systems with automated calculations is a big plus. A keen eye for user experience and the ability to follow design gui...

...Store Inventory Management System. It's crucial for the system to streamline inventory tracking, significantly enhance order processing efficiency, and provide robust reporting capabilities. To create a custom inventory software tailored to the requirements of a folding and sliding door manufacturer workshop, you'll need to develop a comprehensive solution that encompasses the entire workflow. Here's a breakdown of how you could approach each step: 1. **Job Order Management:** - Allow users to create job orders with reference numbers for each project. - Capture project details such as customer information, project specifications, deadlines, etc. 2. **Requisition to Store:** - Enable users to create requisitions for materials needed for...

Please implement a one page website that is essentially a text editor similar to HemingwayApp dot com. For the full specs, please see the attached PDF file.

...users to personalize their experience, such as setting preferences or saving items. - Payment Integration: The website should support payment transactions for services, courses, or any other educational materials. Design Preferences: - I'm looking for a professional and corporate design. The site needs to be aesthetically pleasing, but also maintain a serious and trustworthy appeal. Content Hosting: - The primary content of the website will be educational materials. The site should be capable of hosting and organizing these resources effectively. Ideal Freelancer: - Proficient in web development and software configuration. - Experience with user registration systems, customization options, and payment gateways. - Knowledge in creating pr...

I need an exp...seamlessly in our new Business Central system. Your responsibilities will include: - Mapping out the existing reports from Sage to the new system - Identifying the required data for the Sales, Financial, and Activity reports - Implementing these changes in Power BI to ensure that the reports are accurate, relevant, and easy to read The Customer Activity report should be updated on a monthly basis. This is essential for our business processes and we need to ensure that this report is accurate at all times. Ideal candidate should have: - Proficiency in Power BI - Experience in data alignment from different systems - Excellent understanding of Customer Activity data - Strong communication skills in order to understand our business requirements and en...

...looking for a skilled Android app developer to create a beverage vending machine system with a backend web application. The system should be capable of providing a seamless experience for customers, ensuring convenience and efficiency in the beverage ordering process. Key Features: - The Android app will need to include the following functionalities: - Ordering beverages: The app should allow users to browse through a selection of beverages and place orders. - Payment processing: The app should offer a secure and user-friendly payment gateway for transactions. - Brewsing: An additional feature that enables users to brew their own beverages in the vending machine. - The payment processing system should ideally support: - Credit...